SMS OTP

Hong Kong's SFC has ordered brokers and crypto platforms to replace OTP login by July 2027. Circular 26EC35 covers login, device binding, recovery and monitoring. Here's what compliance teams need to know.

Learn how banks can move beyond SMS OTP at onboarding using silent network authentication, liveness checks, passkeys, and adaptive fallbacks.

The BSP has set a June 30, 2026 deadline for Philippine banks to replace SMS OTPs under Circular 1213 and AFASA. Here's what the regulation requires and how banks can comply.